Am I able to add my domestic home and contents to the SAIPA AssetSure policy?
No, you may not as this product was designed to cover your practice.
Should you require a domestic quotation please feel free to contact our office for a quotation.
Am I allowed to add my private vehicles to the SAIPA AssetSure policy?
Yes, you may add your private vehicles.
What if I run my practice from home?
You would be able to insure your practice even if you are running your practice from a room/s in your home.
Are maintenance related claims covered?
No, the policy does not cover wear and tear or maintenance related claims.
Should I let my child drive my vehicle would he be covered in the event of an accident?
Yes, he/she would be , provided that he/she is licensed. There would however be additional excesses applicable for drivers under 25 years of age and drivers licensed less than 2 years.
What if I operate from more than one office?
Yes, you can insure more than one risk address on the policy.
Is my laptop covered if stolen from my vehicle?
Yes, it would be however it needs to be kept in a locked compartment of the vehicle and there must be signs of forcible entry into the vehicle. Should there be no signs of forcible entry then an additional excess of R500.00 would apply in the event of claim.
If I do not have an alarm, would I still be covered in the event of a break in?
Theft must be accompanied by forcible or violent entry. Should you not have an alarm an additional excess of 10{f92ed3c07130d1d1f7afdfa9419415a96097991b3cd0130fcc5c47b28583da4c} of claim would apply.
If I do not have a tracking device in the vehicle, would I still be covered?
Yes, you would still be covered however an additional excess of 10{f92ed3c07130d1d1f7afdfa9419415a96097991b3cd0130fcc5c47b28583da4c} of claim would apply.
Is theft by staff covered?
No, theft by an employee is not covered. This is a specialized insurance and should you require a quotation for this cover please contact our offices to arrange.
Are there excesses applicable in the event of a claim?
Yes, the excesses that are applicable in the event of a claim reflect on the quotation.
Who will cancel my existing Insurance policy?
It is the members responsibility to cancel their existing insurance with their existing Insurer.
Am I able to add cell phones to the policy?
Yes, you may add cell phones to the policy. Please contact our office for a premium.
Am I able to increase any of the values provided in the quotation?
Yes, you may increase the values on the quotation. Please contact our offices for assistance in this regard.
Am I able to decrease the values reflecting in the quotation?
No, you cannot decrease the values as they are based on your turnover and part of the SAIPA AssetSure package.
Are the vehicles covered for both domestic and business use?
Yes, the vehicles are insured for both domestic and business use.
Why do 2 values reflect under the Office Contents section?
- One covers Office Contents for FIRE PERILS.
- And the other is for THEFT by forcible violent entry or exit from the premises.
How is Gross Profit calculated?
It is a selected by taking the company’s Net Profit before tax and adding to it the company’s fixed costs.
In the event of a motor claim is an excess payable for both my damages and the Third Parties damages?
No, there is only one excess applicable to the entire claim. Both yours and the Third Parties.
Visit the SAIPA AssetSure web page for more information and to obtain an instant no obligation quotation!
Web page: https://www.vknfs.co.za/assetsure/
For more information on the product please contact Ms. Dale Stone on 011 0237265, email dale@vknfs.co.za or call her on 076 594 8380.
