Services
SHORT TERM INSURANCE SERVICES OFFERED
We understand that clients need a service provider with a well-resourced operation in regards to professionalism, availability, speed of execution and attention to detail.
Arrange and assist with valuations with suitable professionals
Additional written information to assist with accidents
Facilitation of value added products
Arranging online building/premises surveys
Continuous onsite visits when requested for renewal and claims
Establish policy risk profile
Analyse policyholder risks
Claims intervention and negotiations
Disputing average application incorrectly applied to a Clients claim
Disputing Insurers appointed loss adjusters’ recommendations and assessments
Disputing insurers incorrect interpretation of policy wordings
Over turn unfair rejections
Assistance with claims rejected – direct negotiations with the insurer and for goodwill payments
Dealing with non-insured third party approaches and recoveries
Management of car hire when a claim occurs, including follow up with motor repairers when required
Onsite visits with the assessors when required or when deemed necessary
Conduct surveys of buildings where necessary
Risk advice and risk management services
Additional costs incurred to determine the retail value of motor vehicles on the TransUnion system
Advice outside the ambit of financial products
Inspection of commercial sites for risk assessment
Consult insurance markets
Short Term Ombudsman escalation and support
Disputing incorrect excesses applied by Insurers to a Clients claim
Assisting insurers appointed loss adjusters to obtain information from clients
Intervening and assisting on issues and disputes with the Service Providers appointed by Insurers
SHORT TERM INSURANCE PRODUCTS
We provide a comprehensive range of insurance Short term insurance products, including but not limited to, the under-mentioned classes of insurances:
- Fire
- Buildings
- Body Corporate
- Comprehensive, Third Party, fire and theft, third party only
- Theft
- Money
- Goods in Transit
- Business All Risks
- Personal Lines
- Motor & Motor Fleets
- Heavy Commercial Vehicles
- Motor Traders Internal and External
- Public Liability
- Products Liability
- Defective Workmanship
- Glass
- Electronic Equipment
- Fidelity Guarantee
- Commercial Crime
- Accidental Damage
- SASRIA
- Professional Indemnity
- Directors and Officers Liability
- Carriers Liability
- Cyber Liability
- Pension Fund Trustees Liability
- Warehouseman’s Carriers Liability
- Contingent Goods In Transit
- Employment Practice Liability
- Bankers blanker bond
- Group Personal Accident
- Stated Benefits
- Contractors All Risks
- Machinery Breakdown
- Loss of Profit Works
- Plant All Risks
- Performance Guarantee
- Fine Art